{"id":1955,"date":"2026-06-10T11:04:13","date_gmt":"2026-06-10T11:04:13","guid":{"rendered":"https:\/\/www.beatmyinsurance.com\/blogs\/?p=1955"},"modified":"2026-06-10T11:04:15","modified_gmt":"2026-06-10T11:04:15","slug":"how-small-businesses-can-win-cheaper-cyber-insurance","status":"publish","type":"post","link":"https:\/\/www.beatmyinsurance.com\/blogs\/how-small-businesses-can-win-cheaper-cyber-insurance\/","title":{"rendered":"How Small Businesses Can Win Cheaper Cyber Insurance"},"content":{"rendered":"\n<style>\n  .tsi-cyber-insurance {\n    --brand:#004aad;\n    --ink:#1f2937;\n    --muted:#4b5563;\n    --blue:#e6f0ff;\n    --green:#ecfdf5;\n    --yellow:#fffbe6;\n    --red:#ffe6e6;\n    --border:#d0d7e2;\n    font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Oxygen,Ubuntu,Cantarell,sans-serif;\n    background:#fff;\n    color:var(--ink);\n    line-height:1.7;\n  }\n  .tsi-cyber-insurance .wrap {\n    max-width:1200px;\n    margin:0 auto;\n    padding:20px 40px;\n  }\n  .tsi-cyber-insurance h1 {\n    font-size:clamp(1.9rem,3.5vw,2.4rem);\n    font-weight:900;\n    color:var(--brand);\n    margin-bottom:1.2rem;\n    text-align:center;\n  }\n  .tsi-cyber-insurance h2 {\n    font-size:clamp(1.4rem,2.4vw,1.7rem);\n    font-weight:800;\n    color:var(--brand);\n    margin:1rem 0 0.8rem;\n  }\n  .tsi-cyber-insurance h3 {\n    font-size:1.08rem;\n    font-weight:800;\n    color:var(--brand);\n    margin:0.7rem 0 0.4rem;\n  }\n  .tsi-cyber-insurance p {\n    font-size:1rem;\n    margin:0.4rem 0;\n  }\n  .tsi-cyber-insurance ul,\n  .tsi-cyber-insurance ol {\n    padding-left:1.5rem;\n    margin:0.5rem 0 1rem;\n  }\n  .tsi-cyber-insurance ul li,\n  .tsi-cyber-insurance ol li {\n    margin-bottom:0.8rem;\n    font-size:0.98rem;\n  }\n  .tsi-cyber-insurance strong {\n    color:#000;\n  }\n  .tsi-cyber-insurance a {\n    color:var(--brand);\n    font-weight:700;\n    text-decoration:underline;\n    text-underline-offset:3px;\n  }\n  .tsi-cyber-insurance .section {\n    border:1px solid var(--border);\n    border-radius:14px;\n    padding:18px;\n    margin-bottom:20px;\n  }\n  .tsi-cyber-insurance .cta-box {\n    background:var(--blue);\n    padding:16px;\n    border:2px solid var(--brand);\n    border-radius:12px;\n    margin-bottom:20px;\n    text-align:center;\n  }\n  .tsi-cyber-insurance .cta-box a {\n    color:var(--brand);\n    font-weight:700;\n    text-decoration:underline;\n  }\n  .tsi-cyber-insurance .blue { background:var(--blue); }\n  .tsi-cyber-insurance .green { background:var(--green); }\n  .tsi-cyber-insurance .yellow { background:var(--yellow); }\n  .tsi-cyber-insurance .red { background:var(--red); }\n  .tsi-cyber-insurance .grid-2 {\n    display:grid;\n    grid-template-columns:1fr 1fr;\n    gap:16px;\n    margin:14px 0;\n  }\n  .tsi-cyber-insurance .grid-3 {\n    display:grid;\n    grid-template-columns:repeat(3,1fr);\n    gap:16px;\n    margin:14px 0;\n  }\n  .tsi-cyber-insurance .card {\n    border:1px solid var(--border);\n    border-radius:12px;\n    padding:15px;\n    background:#fff;\n  }\n  .tsi-cyber-insurance .label {\n    display:inline-block;\n    padding:4px 9px;\n    border-radius:999px;\n    background:#fff;\n    border:1px solid var(--border);\n    color:var(--brand);\n    font-size:0.78rem;\n    font-weight:800;\n    margin-bottom:6px;\n  }\n  .tsi-cyber-insurance table {\n    width:100%;\n    border-collapse:collapse;\n    margin:14px 0;\n    overflow:hidden;\n    border-radius:12px;\n  }\n  .tsi-cyber-insurance th,\n  .tsi-cyber-insurance td {\n    border:1px solid var(--border);\n    padding:12px;\n    text-align:left;\n    vertical-align:top;\n    font-size:0.96rem;\n  }\n  .tsi-cyber-insurance th {\n    background:var(--brand);\n    color:#fff;\n    font-weight:800;\n  }\n  .tsi-cyber-insurance tr:nth-child(even) {\n    background:#f8fbff;\n  }\n  .tsi-cyber-insurance details {\n    background:#fff;\n    border:1px solid var(--border);\n    border-radius:12px;\n    padding:14px;\n    margin:10px 0;\n  }\n  .tsi-cyber-insurance summary {\n    cursor:pointer;\n    font-weight:800;\n    color:var(--brand);\n  }\n  .tsi-cyber-insurance .small {\n    color:var(--muted);\n    font-size:0.92rem;\n  }\n  @media(max-width:850px){\n    .tsi-cyber-insurance .wrap {\n      padding:16px;\n    }\n    .tsi-cyber-insurance .grid-2,\n    .tsi-cyber-insurance .grid-3 {\n      grid-template-columns:1fr;\n    }\n  }\n<\/style>\n\n<div class=\"tsi-cyber-insurance\">\n  <div class=\"wrap\">\n\n\n<div class=\"cta-box\">\n  <p><strong>List your insurance needs privately and let brokers bid competitively.<\/strong><\/p>\n  <p><a href=\"https:\/\/www.beatmyinsurance.com\/buy-insurance\/\">List now<\/a><\/p>\n<\/div>\n\n<div class=\"section blue\">\n  <p>You open your laptop at 3:00 AM because a payment notification looks wrong. Your website still loads, but your booking system does not. Then you see the message: your files are locked, and someone wants money.<\/p>\n  <p>Now you have a business problem, not just an IT problem. You need help, you need answers, and you need to know whether your insurance can respond.<\/p>\n  <p>That is why <strong>cyber insurance Canada<\/strong> matters for small businesses in 2026. Prices may look more competitive, but insurers still want proof that your business takes basic cyber risks seriously.<\/p>\n  <p>Marsh reported that Canadian cyber insurance rates decreased 5% in Q1 2026, with more insurer capacity and competition in the market. That sounds like good news, but it does not mean every business gets a better quote automatically. <a href=\"https:\/\/www.marsh.com\/en\/services\/international-placement-services\/insights\/canada-insurance-rates.html\" target=\"_blank\" rel=\"noopener\">Source: Marsh, Canada Insurance Market Rates<\/a><\/p>\n  <p>At Beat My Insurance, we help Canadian buyers compare broker bids through a privacy-first reverse auction marketplace. You share your insurance needs first, brokers bid competitively, and your contact details stay private until you accept a bid.<\/p>\n  <p><a href=\"https:\/\/www.beatmyinsurance.com\/blogs\/compare-insurance-quotes-canada-2\/\">Compare insurance quotes in Canada with privacy<\/a>.<\/p>\n<\/div>\n\n<div class=\"section\">\n  <h2>Cyber rates are easing, but not for everyone<\/h2>\n  <p>The cyber insurance market has become more competitive in Canada. More capacity can give small businesses a better chance to compare quotes, coverage options, and deductibles.<\/p>\n  <p>But insurers still look closely at your risk. They want to know what you do, what data you store, how you protect payments, and how fast you can recover after an attack.<\/p>\n  <p>That is where many small businesses lose momentum. They ask for a <strong>cyber insurance quote Canada<\/strong> without the details brokers need to approach the right markets.<\/p>\n  <p>A better way starts before the quote. You collect proof, explain your risk clearly, and compare bids based on more than price.<\/p>\n<\/div>\n\n<div class=\"section\">\n  <h2>A cheap quote can still leave gaps<\/h2>\n  <p><strong>Cyber liability insurance<\/strong> helps with costs tied to cyber events, data breaches, ransomware, phishing, and business interruption. Exact coverage depends on the policy wording, insurer, exclusions, and limits.<\/p>\n  <p>A low premium can look attractive, but price alone does not tell you whether the policy fits your business. You need to check what the policy covers, what it excludes, and what conditions you must meet.<\/p>\n  <p>Here are common cyber coverage areas:<\/p>\n\n  <div class=\"grid-3\">\n    <div class=\"card\">\n      <span class=\"label\">Incident response<\/span>\n      <p><strong>Meaning:<\/strong> Help after a cyber event.<\/p>\n      <p><strong>Small business example:<\/strong> A breach coach or response team helps you decide what to do next.<\/p>\n    <\/div>\n    <div class=\"card\">\n      <span class=\"label\">Ransomware response<\/span>\n      <p><strong>Meaning:<\/strong> Support after files or systems get locked.<\/p>\n      <p><strong>Small business example:<\/strong> Your booking software stops working after an attack.<\/p>\n    <\/div>\n    <div class=\"card\">\n      <span class=\"label\">Business interruption<\/span>\n      <p><strong>Meaning:<\/strong> Lost income after a covered cyber event.<\/p>\n      <p><strong>Small business example:<\/strong> Your online store cannot process orders for two days.<\/p>\n    <\/div>\n    <div class=\"card\">\n      <span class=\"label\">Data breach costs<\/span>\n      <p><strong>Meaning:<\/strong> Costs tied to exposed personal information.<\/p>\n      <p><strong>Small business example:<\/strong> Customer names, emails, or payment details get exposed.<\/p>\n    <\/div>\n    <div class=\"card\">\n      <span class=\"label\">Cyber crime or funds transfer fraud<\/span>\n      <p><strong>Meaning:<\/strong> Some losses from social engineering or payment fraud.<\/p>\n      <p><strong>Small business example:<\/strong> An employee pays a fake invoice after a phishing email.<\/p>\n    <\/div>\n    <div class=\"card\">\n      <span class=\"label\">Legal and notification support<\/span>\n      <p><strong>Meaning:<\/strong> Help with legal steps and customer notices.<\/p>\n      <p><strong>Small business example:<\/strong> You need advice after a privacy breach.<\/p>\n    <\/div>\n  <\/div>\n\n  <p class=\"small\">Not legal advice. Privacy, breach reporting, and insurance obligations can vary by business, province, contract, and policy wording.<\/p>\n<\/div>\n\n<div class=\"section\">\n  <h2>The questions that decide your quote<\/h2>\n  <p>Cyber insurance applications ask detailed questions because insurers want to price the risk. They do not only ask whether you had a cyber claim.<\/p>\n  <p>They may ask how you control access, how you back up data, whether employees use multi-factor authentication, and how you handle payments.<\/p>\n  <p><strong>Multi-factor authentication<\/strong>, or MFA, means users must prove their identity in more than one way before they access an account. For example, a password plus an app code.<\/p>\n  <p><strong>Backups<\/strong> mean copies of business data that you can restore if systems fail, files get corrupted, or ransomware locks your data.<\/p>\n  <p>For <strong>small business cyber insurance<\/strong>, expect questions like:<\/p>\n  <ul>\n    <li>Do employees use MFA for email, banking, remote access, and admin accounts?<\/li>\n    <li>Do you back up important files and systems?<\/li>\n    <li>Do you test your backups?<\/li>\n    <li>Do you update software and devices regularly?<\/li>\n    <li>Do you train staff to spot phishing emails?<\/li>\n    <li>Do you accept credit card payments or store customer data?<\/li>\n    <li>Do outside vendors manage your website, payments, or IT systems?<\/li>\n    <li>Have you had a cyber incident, privacy breach, or funds transfer fraud event?<\/li>\n  <\/ul>\n  <p>You do not need a full IT department to answer these questions. But you need honest answers and basic proof.<\/p>\n<\/div>\n\n<div class=\"section green\">\n  <h2>The proof brokers want to see<\/h2>\n  <p>Brokers can usually help more when you give them clear details. A vague request makes your business harder to place and easier to price conservatively.<\/p>\n  <p>The goal is not to sound perfect. The goal is to show what you already do and what you plan to fix.<\/p>\n  <p>Here is a practical <strong>cyber insurance checklist<\/strong> before you ask brokers to bid.<\/p>\n\n  <div class=\"grid-2\">\n    <div class=\"card\">\n      <span class=\"label\">MFA<\/span>\n      <p><strong>What it means:<\/strong> Extra login protection beyond a password.<\/p>\n      <p><strong>Why brokers ask:<\/strong> It reduces account takeover risk.<\/p>\n      <p><strong>What proof to collect:<\/strong> Screenshot of MFA settings or IT confirmation.<\/p>\n    <\/div>\n    <div class=\"card\">\n      <span class=\"label\">Backups<\/span>\n      <p><strong>What it means:<\/strong> Copies of key files and systems.<\/p>\n      <p><strong>Why brokers ask:<\/strong> It helps recovery after ransomware.<\/p>\n      <p><strong>What proof to collect:<\/strong> Backup schedule, provider name, restore test notes.<\/p>\n    <\/div>\n    <div class=\"card\">\n      <span class=\"label\">Software updates<\/span>\n      <p><strong>What it means:<\/strong> Regular updates for devices and apps.<\/p>\n      <p><strong>Why brokers ask:<\/strong> Old software can create easy entry points.<\/p>\n      <p><strong>What proof to collect:<\/strong> Patch policy, device management notes, invoices.<\/p>\n    <\/div>\n    <div class=\"card\">\n      <span class=\"label\">Employee training<\/span>\n      <p><strong>What it means:<\/strong> Staff learn phishing and fraud warning signs.<\/p>\n      <p><strong>Why brokers ask:<\/strong> Many attacks start with email.<\/p>\n      <p><strong>What proof to collect:<\/strong> Training dates, screenshots, or policy documents.<\/p>\n    <\/div>\n    <div class=\"card\">\n      <span class=\"label\">Access control<\/span>\n      <p><strong>What it means:<\/strong> Staff only access what they need.<\/p>\n      <p><strong>Why brokers ask:<\/strong> It limits damage after a hacked account.<\/p>\n      <p><strong>What proof to collect:<\/strong> User access list or admin account list.<\/p>\n    <\/div>\n    <div class=\"card\">\n      <span class=\"label\">Payment controls<\/span>\n      <p><strong>What it means:<\/strong> Extra checks before money moves.<\/p>\n      <p><strong>Why brokers ask:<\/strong> It reduces invoice fraud and wire fraud.<\/p>\n      <p><strong>What proof to collect:<\/strong> Approval process, dual-control notes, banking rules.<\/p>\n    <\/div>\n    <div class=\"card\">\n      <span class=\"label\">Incident plan<\/span>\n      <p><strong>What it means:<\/strong> A simple plan for who does what.<\/p>\n      <p><strong>Why brokers ask:<\/strong> It speeds response after an event.<\/p>\n      <p><strong>What proof to collect:<\/strong> One-page response plan with contacts.<\/p>\n    <\/div>\n  <\/div>\n\n  <p>This checklist helps you ask better questions too. You can ask brokers which controls matter most for your type of business and which gaps hurt quotes the most.<\/p>\n  <p><a href=\"https:\/\/www.beatmyinsurance.com\/blogs\/get-insurance-quote-online-fast\/\">Get an insurance quote online faster<\/a>.<\/p>\n<\/div>\n\n<div class=\"section red\">\n  <h2>Small mistakes that make quotes worse<\/h2>\n  <p>Some cyber insurance mistakes look small, but they can make your business look harder to insure.<\/p>\n  <p>The biggest mistake is guessing. If you guess \u201cyes\u201d on an application and later a claim shows otherwise, you may create coverage problems.<\/p>\n  <p>Another mistake is treating cyber as only a big-company issue. Small retailers, clinics, contractors, consultants, restaurants, and online sellers all rely on email, payments, software, and customer data.<\/p>\n  <p>Watch for these common mistakes:<\/p>\n  <ul>\n    <li>You request quotes before collecting basic cyber details.<\/li>\n    <li>You say you have MFA but only use it on one account.<\/li>\n    <li>You say you have backups but never test them.<\/li>\n    <li>You ignore vendor risk because another company runs your website or payment system.<\/li>\n    <li>You focus only on ransomware and forget email fraud.<\/li>\n    <li>You buy the cheapest policy without checking sublimits.<\/li>\n    <li>You fail to explain past incidents clearly.<\/li>\n    <li>You share your contact details with too many quote sites and then get chased by calls.<\/li>\n  <\/ul>\n  <p>A cleaner application can help brokers work faster. It also helps you compare <strong>cyber insurance requirements Canada<\/strong> without feeling buried in jargon.<\/p>\n<\/div>\n\n<div class=\"section yellow\">\n  <h2>The 3:00 AM test<\/h2>\n  <p>Use the 3:00 AM test before you buy.<\/p>\n  <p>Ask yourself what happens if you wake up and cannot access your files, payment system, booking calendar, or email. Who do you call first? How long can you operate? Which customers need updates? Which vendor controls the system that failed?<\/p>\n  <p>A useful cyber policy should help you think through that moment. It may provide response support, legal help, forensic support, notification help, and coverage for certain losses if the event fits the policy.<\/p>\n  <p>The exact answer depends on wording. That is why you should ask brokers practical questions, not just \u201cWhat is the cheapest cyber insurance Canada option?\u201d<\/p>\n  <p>Ask:<\/p>\n  <ul>\n    <li>Who answers after hours?<\/li>\n    <li>Does the policy include breach coach access?<\/li>\n    <li>Does ransomware response have a separate limit?<\/li>\n    <li>Does business interruption coverage start after a waiting period?<\/li>\n    <li>Does the policy cover funds transfer fraud?<\/li>\n    <li>Does the policy require specific controls before a claim?<\/li>\n    <li>What exclusions should a small business owner read first?<\/li>\n  <\/ul>\n<\/div>\n\n<div class=\"section\">\n  <h2>Compare bids without inviting spam<\/h2>\n  <p>Many business owners want choice, but they do not want five sales calls after one form. That frustration matters even more with cyber, because quote forms can ask sensitive business questions.<\/p>\n  <p>Beat My Insurance solves that problem with controlled sharing. We let you post your needs first, compare broker bids, and reveal your contact details only after you accept a bid.<\/p>\n  <p>That makes sense for <strong>cyber insurance for small business Canada<\/strong> because you need broker competition without spraying your information everywhere.<\/p>\n  <p><a href=\"https:\/\/www.beatmyinsurance.com\/blogs\/world-ids-insurance-quotes-online\/\">How online insurance quotes are changing<\/a>.<\/p>\n  <p>Here is the simple process:<\/p>\n  <ol>\n    <li>You collect your cyber details.<\/li>\n    <li>You post your insurance need privately.<\/li>\n    <li>Brokers bid competitively.<\/li>\n    <li>You compare price, coverage, limits, and support.<\/li>\n    <li>You accept the bid that fits.<\/li>\n    <li>Your contact details get shared only after acceptance.<\/li>\n  <\/ol>\n  <p>This is not a lead seller model. It is a privacy-first reverse auction marketplace built for buyers who want control.<\/p>\n  <p><a href=\"https:\/\/www.beatmyinsurance.com\/\">Beat My Insurance<\/a>.<\/p>\n<\/div>\n\n<div class=\"section\">\n  <h2>Your pre-quote checklist<\/h2>\n  <p>Before you ask for <strong>cyber insurance Canada<\/strong> quotes, prepare the basics. This can save time and help brokers give more useful bids.<\/p>\n  <p>Collect:<\/p>\n  <ul>\n    <li>Business name, province, industry, and annual revenue<\/li>\n    <li>Number of employees and contractors<\/li>\n    <li>Website, ecommerce, booking, or payment systems used<\/li>\n    <li>Types of customer data collected<\/li>\n    <li>MFA status for email, banking, remote access, and admin accounts<\/li>\n    <li>Backup method and backup frequency<\/li>\n    <li>Software update process<\/li>\n    <li>Employee phishing or fraud training<\/li>\n    <li>Prior cyber incidents or privacy breaches<\/li>\n    <li>Current cyber policy, if you have one<\/li>\n    <li>Desired limit and deductible range, if known<\/li>\n  <\/ul>\n  <p>Then ask each broker:<\/p>\n  <ul>\n    <li>Which cyber markets fit this business?<\/li>\n    <li>Which controls can improve the quote?<\/li>\n    <li>Which exclusions matter most?<\/li>\n    <li>Does the policy cover ransomware, email fraud, and breach response?<\/li>\n    <li>What happens if a vendor causes the problem?<\/li>\n    <li>What proof should the business keep after buying coverage?<\/li>\n  <\/ul>\n  <p>The best quote does not always mean the lowest premium. The best quote fits your actual risk, gives you clear response support, and avoids surprises in the wording.<\/p>\n<\/div>\n\n<div class=\"section\">\n  <h2>What this means for small businesses in Canada<\/h2>\n  <p>The 2026 market gives small businesses a better reason to compare. More competition can help, but cyber insurers still reward clarity.<\/p>\n  <p>You do not need to become a cybersecurity expert before shopping. You do need to know your systems, your access controls, your backups, and your weak spots.<\/p>\n  <p>That preparation helps brokers bid with confidence. It also helps you compare bids on coverage quality, not just premium.<\/p>\n  <p><a href=\"https:\/\/www.beatmyinsurance.com\/blogs\/\">Beat My Insurance blog<\/a>.<\/p>\n<\/div>\n\n<div class=\"cta-box\">\n  <p><strong>Ready to compare cyber insurance bids privately?<\/strong><\/p>\n  <p>Post your insurance needs on Beat My Insurance, let brokers bid competitively, and keep your contact details private until you accept a bid.<\/p>\n  <p><a href=\"https:\/\/www.beatmyinsurance.com\/buy-insurance\/\">List now<\/a><\/p>\n<\/div>\n\n<div class=\"section\">\n  <h2>FAQs<\/h2>\n\n  <details>\n    <summary>Is cyber insurance mandatory in Canada?<\/summary>\n    <p>Cyber insurance is not generally mandatory for every Canadian small business. Some contracts, landlords, lenders, franchisors, or clients may require it before they work with you.<\/p>\n  <\/details>\n\n  <details>\n    <summary>How much does cyber insurance cost for a small business in Canada?<\/summary>\n    <p>The cost depends on your industry, revenue, data exposure, security controls, claim history, limits, deductible, and insurer appetite. A small business with strong MFA, backups, and payment controls may look different from one with weak controls.<\/p>\n  <\/details>\n\n  <details>\n    <summary>Can a sole proprietor buy cyber insurance?<\/summary>\n    <p>Yes, many sole proprietors can request cyber liability insurance. The broker or insurer will still want to understand what data you store, how you get paid, and what systems you use.<\/p>\n  <\/details>\n\n  <details>\n    <summary>Does cyber insurance cover data breaches?<\/summary>\n    <p>Many cyber policies can cover certain data breach costs, but every policy has limits, conditions, and exclusions. Ask the broker what the policy covers for legal support, notification, forensic work, and customer communication.<\/p>\n  <\/details>\n\n  <details>\n    <summary>Does cyber insurance cover phishing?<\/summary>\n    <p>Some policies may cover losses tied to phishing, social engineering, or funds transfer fraud, but coverage can vary a lot. Ask whether the policy includes cyber crime coverage and whether it has a separate sublimit.<\/p>\n  <\/details>\n\n  <details>\n    <summary>Will cyber insurance pay for ransomware?<\/summary>\n    <p>Some cyber policies may respond to ransomware events, but coverage depends on the wording, controls, exclusions, and claim facts. Ask about ransomware limits, response vendors, business interruption, and any required security controls.<\/p>\n  <\/details>\n\n  <details>\n    <summary>Can Beat My Insurance help me compare cyber insurance bids privately?<\/summary>\n    <p>Yes. Beat My Insurance lets you post your insurance needs first, brokers bid competitively, and your contact details stay private until you accept a bid. That helps you compare cyber insurance bids without giving up your details too early.<\/p>\n  <\/details>\n<\/div>\n\n  <\/div>\n<\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>List your insurance needs privately and let brokers bid competitively. List now You open your laptop at 3:00 AM because a payment notification looks wrong. Your website still loads, but your booking system does not. Then you see the message: your files are locked, and someone wants money. Now you have a business problem, not [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":1959,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[28],"tags":[],"class_list":["post-1955","post","type-post","status-publish","format-standard","has-post-thumbnail","category-insurance-news","entry"],"featured_image_src":"https:\/\/www.beatmyinsurance.com\/blogs\/wp-content\/uploads\/2026\/06\/cybersecurity-lock-circuit-600x400.webp","featured_image_src_square":"https:\/\/www.beatmyinsurance.com\/blogs\/wp-content\/uploads\/2026\/06\/cybersecurity-lock-circuit-600x500.webp","author_info":{"display_name":"Sara Ali","author_link":"https:\/\/www.beatmyinsurance.com\/blogs\/author\/sara30\/"},"_links":{"self":[{"href":"https:\/\/www.beatmyinsurance.com\/blogs\/wp-json\/wp\/v2\/posts\/1955","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.beatmyinsurance.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.beatmyinsurance.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.beatmyinsurance.com\/blogs\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/www.beatmyinsurance.com\/blogs\/wp-json\/wp\/v2\/comments?post=1955"}],"version-history":[{"count":4,"href":"https:\/\/www.beatmyinsurance.com\/blogs\/wp-json\/wp\/v2\/posts\/1955\/revisions"}],"predecessor-version":[{"id":1960,"href":"https:\/\/www.beatmyinsurance.com\/blogs\/wp-json\/wp\/v2\/posts\/1955\/revisions\/1960"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.beatmyinsurance.com\/blogs\/wp-json\/wp\/v2\/media\/1959"}],"wp:attachment":[{"href":"https:\/\/www.beatmyinsurance.com\/blogs\/wp-json\/wp\/v2\/media?parent=1955"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.beatmyinsurance.com\/blogs\/wp-json\/wp\/v2\/categories?post=1955"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.beatmyinsurance.com\/blogs\/wp-json\/wp\/v2\/tags?post=1955"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}